文章摘要
杨 勇,王露涵,王 波.医疗保险有助于家庭创业吗?[J].南京医科大学学报(社会科学版),2017,(4):259~263
医疗保险有助于家庭创业吗?
Does health insurance spur family entrepreneurial activity?
投稿时间:2017-03-18  
DOI:10.7655/NYDXBSS20170401
中文关键词: 城镇职工医疗保险  新型农村合作医疗  家庭创业
英文关键词: urban employee medical insurance  new cooperative medical insurance  household entrepreneurship
基金项目:江苏省软科学研究计划项目“大数据背景下江苏“大众创新,万众创业”支撑平台建设研究”(BR2016040);江宁区软科学计划项目“江宁区众创空间建设现状、运行模式和案例分析研究”(2016E05)
作者单位
杨 勇 东南大学经济管理学院江苏 南京 210096 
王露涵 东南大学经济管理学院江苏 南京 210096 
王 波 东南大学经济管理学院江苏 南京 210096 
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中文摘要:
      目的:探究医疗保险对家庭创业选择的影响。方法:运用“中国健康与养老追踪调查”(CHARLS)2011年数据,在控制家庭受教育程度、人口规模、财富、年收入和所在地区市场化程度等因素后,实证分析城镇职工医疗保险和新型农村合作医疗对家庭创业选择的影响。结果:医疗保险的参保率越高, 城市家庭创业的倾向越低;城镇职工医疗保险对城镇家庭和农村家庭的创业选择均起抑制作用;新型农村合作医疗对城市家庭和农村家庭创业选择具有不同的作用方向,参加新型农村合作医疗的农村家庭倾向于创业,而城市家庭却相反。结论:政府可通过扩大普惠式的医疗保险激励家庭创业。
英文摘要:
      Objective: The study aimed to explore the effects of medical insurance on household entrepreneurship. Methods: Using "investigation China health and retirement" (CHARLS) data in 2011, the factors of the degree of education, family population, wealth, income and the degree of marketization in the area were selected, The effects of urban employee medical insurance and new cooperative medical insurance on household entrepreneurship were empirically analyzed. Results: The results indicated that the urban families without medical insurance were more likely to have entrepreneurial intention. The urban employee medical insurance had a negative marginal effect to entrepreneurial choices for both urban families and rural families. The new cooperative medical insurance had positive effects on rural household entrepreneurship while it had negative effect on urban household entrepreneurship. Conclusion: The policy needs to focus on universal medical insurance to spur household entrepreneurship.
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