典型国家医疗救助制度比较及对我国的启示
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作者:
作者单位:

安徽医科大学卫生管理学院,安徽 合肥 230032

作者简介:

王心月(2003—),女,安徽合肥人,硕士研究生在读,研究方向为卫生政策与管理;

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中图分类号:

R197.1

基金项目:

国家社会科学基金“‘将健康融入所有政策’的实现路径研究”(17BGL183)


Comparison of medical assistance systems in representative countries and implications for China
Author:
Affiliation:

School of Health Management, Anhui Medical University, Hefei 230032 , China

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    摘要:

    医疗救助制度是多层次医疗保障体系的重要组成部分,也是促进公平与正义的重要制度安排。英国、日本、德国、美国、新加坡和澳大利亚六个发达国家作为四种典型医疗保障模式(贝弗里奇模式、俾斯麦模式、市场保险模式和混合型模式)的代表,其救助制度已较为成熟和完善。文章系统梳理了上述六国及我国的医疗救助制度现状,并进行对比分析,借鉴国际经验,对我国医疗救助制度提出推进法治化建设、扩大筹资渠道、发挥中央顶层设计作用、提高救助对象精准识别能力和优化先保险后救助的梯次减负机制等相关建议,推动我国实现全民健康覆盖。

    Abstract:

    The medical assistance system is an important part of the multi-level healthcare security system, and a key institutional mechanism to promote equity and justice. As representatives of four typical medical insurance models, including the Beveridge model, the Bismarck model, the market-based insurance model and the mixed model, six developed countries, namely the United Kingdom, Japan, Germany, the United States, Singapore and Australia, have developed more mature and comprehensive medical assistance systems. This study systematically reviews and compares the current situation of medical assistance systems in these six countries and China to identify the problems that need to be solved and improved in China's medical assistance system. Drawing on international experience, this study puts forward relevant suggestions, including improving the legal and regulatory framework, expanding financing sources, enhancing the function of central top-level design, strengthening the accurate identification of eligible beneficiaries and optimizing the tiered financial burden reduction mechanism that prioritizes insurance before assistance, aiming to promote universal health coverage in China.

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王心月,杨金侠.典型国家医疗救助制度比较及对我国的启示[J].南京医科大学学报(社会科学版),2026,26(5):535~540

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  • 收稿日期:2026-04-02
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  • 在线发布日期: 2026-11-02
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