我国商业医疗保险发展探析
DOI:
作者:
作者单位:

作者简介:

通讯作者:

中图分类号:

基金项目:

江苏省医疗保险研究会科研课题——社会基本医疗保险与商业医疗保险定位及运行研究


Analysis on the development of commercial medical insurance in China
Author:
Affiliation:

Fund Project:

  • 摘要
  • |
  • 图/表
  • |
  • 访问统计
  • |
  • 参考文献
  • |
  • 相似文献
  • |
  • 引证文献
  • |
  • 资源附件
  • |
  • 文章评论
    摘要:

    我国商业医疗保险经过30年的发展,初现成效,业务逐年增加,保险密度逐年增长;经营主体不断增加,产品供给日益丰富;服务领域扩大,社会影响力增加-同时也存在着问题,健康险的普及率较低,占国内生产总值比重较小,供求矛盾明显,市场潜力与市场风险矛盾突出-商业医疗保险应抓住新医改的有利时机,借鉴国外经验,健康发展,满足群众对医疗保障的多样化需求-

    Abstract:

    After 30 years’ development the commercial medical insurance in China obtained the initial results. For example,the business had been expanded and the insurance density had increased steadily,insurance product was variety with more and more proprietors,the service areas had been broaden continually while the social influence became greater. However,some problems also existed,such as the low health insurance penetration rate,the small proportion of GDP,the obvious contradiction between supply and demand,the tense conflict between market potential and risk and so on. The article advanced that commercial medical insurance should grasp the favorable opportunity of the new medical reform,use the experience of other countries for reference,and accelerate the healthy development,in order to meet the diversified needs of the masses of medical security.

    参考文献
    相似文献
    引证文献
引用本文

陆 铭,冷明祥.我国商业医疗保险发展探析[J].南京医科大学学报(自然科学版),2012,(1):47-52

复制
分享
文章指标
  • 点击次数:
  • 下载次数:
  • HTML阅读次数:
  • 引用次数:
历史
  • 收稿日期:2011-11-16
  • 最后修改日期:
  • 录用日期:
  • 在线发布日期:
  • 出版日期: